Express PayTo agreement setup in Pay by Bank Checkout

To give you a faster PayTo setup for payers you have already verified, we've introduced express PayTo agreement setup in Pay by Bank Checkout.

When you create a Payment Request with valid suggestedPayerDetails, Azupay's Pay by Bank Checkout uses those details to create the PayTo agreement as soon as it loads. Your payer skips the details entry and verification steps and goes straight to the approval instructions for their banking app. You can supply a PayID or a BSB and account number. If you send both, Pay by Bank Checkout uses the PayID to setup up the PayTo agreement for your customer.

If the supplied details are missing or incomplete, checkout shows the standard PayTo journey, so your payer can enter their details as usual. If the agreement cannot be created, your payer sees an error and can return to your site through your cancelRedirectURL.

📘 Payment Request API reference
✅ Express PayTo agreement setup for Pay byBank Checkout is turned on per client account. To turn it on, speak with your Azupay account manager.