Azupay Developer Docs

Build real-time account-to-account payment experiences with PayID and PayTo

Azupay helps you build and launch account-to-account payment flows for receiving, pulling, and sending money. We offer real-time payments via PayID and PayTo payment rails, offering both UX Apps and APIs to help you Receive, Pull and Send payments.

Receive Payments

Accept real-time payments from customers using PayID, with support for transaction-based, customer-linked, and flexible payment collection models.

Best for:
• Checkout
• Bill payments
• eCommerce
• Account top-ups

Pull Payments

Collect authorised payments from customers using PayTo, for once-off or recurring payment flows.

Best for:
• Subscriptions
• Repeat billing
• Scheduled collections

Send Payments

Send funds quickly to customers, suppliers, and partners using PayID and account-based payout flows.

Best for:
• Refunds
• Disbursements
• Payouts
• Operational payment runs

New to PayID + PayTo?

Need to learn some acronyms around real time account to account payments in Australia?

Get familiar with key concepts around NPP, PayID, PayTo and the role of Azupay

Learn more →

Get up to speed faster and be pioneering

Use our UX Apps for a fast route to going live, protect yourself from touching sensitive financial and identity information about your payers and instantly be at the forefront of the future of payment experiences.

Choosing the right UX App →

Everything you need for real-time account-to-account payments