Pay by Bank - payer opt in for passkey onboarding

We’ve enhanced the Pay by Bank experience to make the payment journey smoother for your customers. Instead of prompting payers to set up a passkey before they have set up an agreement to make a PayTo payment, they are now shown the option to create a passkey for future payments on the main payment landing page that asks them to enter their PayID.

This new opt-in approach keeps the payment flow seamless while still giving customers easy access to the added security and convenience of passkeys. It also makes it simpler for merchants to include the passkey option in their Azupay UX configuration with confidence.