Overview

The Disbursement App helps businesses send real-time account-to-account payments through Azupay’s payout infrastructure. Instead of building and maintaining your own outbound payment orchestration, you can use the app to send funds to customers, suppliers, and partners using PayID or bank account details, while receiving payment status updates back into your own systems.

For developers, this means less complexity when building payout workflows. For businesses, it means a faster and more reliable way to manage outbound payments such as refunds, reimbursements, supplier payments, and operational disbursements. The app combines payment initiation, recipient validation, Confirmation of Payee checks, and status handling in a single solution, so teams can focus less on bank connectivity and more on delivering a smooth payout experience.

Key Features

Key Features	Description
Real-time payouts	Send funds quickly to recipients using account-to-account payment rails.
Flexible payout destinations	Send payments using PayID or supported BSB and account details, depending on your payout use case.
Azupay Account Check Service (CoP)	Validate recipient PayID or BSB and account details before payment, helping reduce the risk of sending funds to the wrong destination.
Matching results to support decisioning	Receive a matching result from Azupay to help determine whether to proceed with a payment, support internal review, or stop a payout before funds are released.
Faster implementation	Use Azupay’s payout infrastructure instead of building your own outbound bank payment connectivity and validation logic.
Operational efficiency	Automate refund, reimbursement, supplier, and partner payment workflows through a single API-led solution.
Payment status visibility	Receive payment confirmations and status updates through API responses and webhooks so your systems can reconcile and act quickly.
Better control over payout workflows	Validate recipient details before sending funds and integrate payout decisioning into your own operations, finance, or support processes.

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The Disbursement App helps you validate recipient details before payment and send funds through a single integration. Simply submit the payment via the API, review the recipient matching result where needed, and proceed with the payout through Azupay.

Typical Use Cases

The Disbursement App supports a range of outbound payment use cases, from customer refunds through to supplier and partner payouts. The examples below show some of the most common ways businesses use the app to send payments.

Send real-time refunds directly to a customer’s bank account using PayID or supported bank account details. This helps businesses resolve refund requests faster and improve the post-purchase customer experience.

Best suited to: Ecommerce merchants, marketplaces, service providers, and customer support teams managing refund workflows.