Test accounts - Pay by Bank

In the UAT environment, we provide you with fictitious accounts and PayIDs in order to test all possible outbound payment outcomes

Pay by Bank UX solution

Happy path testing

PayIDPayment Request amountExpected behaviour
0400123123Any amountThe Payment Agreement created via the 1-click Checkout ap will automatically get approved to an ACTIVE state. If Passkeys is enabled you will see the happy path with Passkeys.

Exception scenario testing

PayID

Payment Request amount

Expected behaviour

0444222333

Any amount

PayID is not recognised, error message displayed “This mobile is not registered as a PayID”

0454444555

Any amount

PayID entered does not support PayTo, error message displayed “Your PayID is not enabled for PayTo”

0400123123

$88.88

Payment cannot be processed, error message displayed “Payment cannot be processed. Please contact your bank for further information or try a different payment method.

0472345678

Any amount

Authorisation expired - countdown timer goes down to
The Payment Agreement created via the 1-click checkout app will stay in a CREATED state (simulating that the agreement is not approved)

0400111222

Any amount

Payment initiation fails with insufficient funds, error message displayed “Payment failed due to insufficient funds. Please make sure you have enough funds in your account.”