PayTo once-off payments

Once-off payments

Use the Payment Request integration with our Pay by Bank UX solution (once-off payment journey) to give payers who want to make a once-off, single use payment utilising a highly secure account-to account payment experience. Payers must authorise the payment agreement in their online banking or banking app every time.

Making a once-off payment with PayTo

1. User is presented with the Pay by Bank landing page and is prompted to provide their PayID (their PayID can be in the form of a mobile phone number or email address)

2. Azupay performs pre-requisite checks to ensure the user is eligible to continue with the payment

3. If the user is eligible, a PayTo agreement is generated and the details are sent to the user's online banking platform

4. 

   User reviews these details and approves the agreement in their mobile banking app or online banking

5. Payment is initiated and the transaction is completed

6. User is shown success screen (in iFrame) or redirected back to merchant success confirmation page (full frame version). Note that redirectURL and cancelRedirectURL must be set in the URL parameters with HTTP encoding to trigger a redirect or cancellation redirect.